YOUR GPS TO HELP NAVIGATE RETIREMENT ROAD!Whether still on the road to retirement (or for those retirees already arrived), there are increasingly complex financial challenges and choices. Securing retirement income in a dynamic, oftentimes volatile economy can be unnerving, even treacherous: one wrong turn can wipe out a lifetime of savings and planning.The Road to Retirement 3.0 is designed to help you travel along this perilous path with confidence, knowing that you’re making all the right moves and the best decisions for yourself and your family.In this informative and easy-to-read book, long-time retirement planning expert Jeff Townsend reveals how you can determine your retirement income needs and chart a course to your financial and personal goals.The Road to Retirement 3.0 introduces you to Social Security, Medicare, and Medicaid, and the many other programs that can help you. You’ll receive guidance on choosing and funding your IRA or 401(k) retirement account, and how to get the most from your employer’s pension plan. The book covers tax planning, investing in the stock and bond markets, creating trusts, estate planning, and even how to plan a purposeful retirement filled with fun and personal enrichment.The Road to Retirement 3.0 is your indispensable guide to making the most of what can be a rewarding trip during a long and happy life!“The last thing most people want to deal with is planning for retirement or even thinking about retirement—until it’s too late. And for those people, The Road to Retirement 3.0 is a terrific book. It’s an easy, fast read, broken into logical, informative bite-sized chapters, and it covers what you need to know now about retirement. I highly recommend it.”—Janine Wertheim, President, Securities America Advisors, Inc.Senior Vice President and Chief Marketing Officer, Securities America, Inc.About the AuthorJeff Townsend is the president and founder of Townsend, which was established in 1990. He is a Chartered Retirement Planning Counselor™ and a well-known financial educator with over thirty years of experience specializing in retirement planning and investment management. Mr. Townsend has been a guest on 9NEWS, WB2 News, CBS4, and KMGH-7 News and is a contributor to Money magazine. He is also the author of The Master Plan: Retirement for the Best of Your Life and The Road to Retirement 2.0.